Childproofing Your Home

Redfin

Flickr

• Outlet covers: It's important to cover up any outlets to ensure that little ones can't stick their hands or toys in them. It's also a good idea to put covers on power strips even if you think they are well hidden.
• Stove knob covers: These covers can be easily removed when it's time to use the stove but they prevent kids from turning on the burners.
• Cabinet and drawer locks: Lock any cabinets or drawers that are within reach, especially those that contain household cleaners or sharp utensils. 
• Corner guards: Put these on any sharp corners on tables, etc.
• Fireplace screen: Putting up a barrier in front of the fireplace is a good idea even if you don't plan on using the fireplace.
• Stair gates
• Window covers: A window screen isn't enough to keep your child from falling out of the window; a window cover is a good idea even if you live in a one story dwelling.
• Childproof the outdoors: Look around your yard to see if there are any rocks/sharp objects that you need to remove or any holes or ditches that your child can fall into. 

5 "Nevers" To Avoid Scams

Good Neighbor

Flickr

1. Never skip a month of going over your financial statements.
2. Never give out credit card info, debit card info, or your Social Security number unless absolutely necessary.
3. Never buy a product that makes unreasonable claims.
4. Never contribute to charities that you have never heard of; check with the Federal Trade Commission for tips on identifying scams.
5. Never wire money to someone that you don't know.

Top 10 Features For New Homes

Realtor Mag

Flickr

Popular Features For New Homes

• Walk-in closet in master bedroom
• Laundry room
• Low-e windows
• Guest room
• Energy-star rated appliances
• 9-foot ceiling or more on the first floor
• Energy-star rated windows
• Programmable thermostat
• Two-car garage
• Granite countertops in the kitchen

Least Likely Features For New Homes

• Outdoor kitchen (cooking, refrigeration, sink)
• Laminate countertops in kitchen
• Outdoor fireplace
• Sunroom
• Two-story family room
• Media room
• Two-story foyer
• Walking/jogging trails in community
• Whirlpool in master bathroom
• Carpeting on main level

What are Comps?

Flickr

Comps, or comparable sales, are homes in the same area and very similar in size, condition, and features, as the home you are attempting to buy or sell.

• Location is the most important: The market is based on location, so when trying to determine the value of a home it's very important to stay as close to the subject property as possible. If there are no comps near by, it's ok to reach further out but there will always be a boundary to stay within such as a school district.
• Timeframe: The very best comps are homes that are "pending" because that home's price reflects live market data. When looking at comps, stay with sales from the last three months and don't look at sales from 6 months ago or longer-those are not a reflection of the current market.
• Consider home features: Look for homes with similar features that have sold. This is more accurate than comparing the price per square foot because that won't take into consideration the views, updated kitchen, finished basement, etc. 
• Don't over analyze: Don't drive yourself crazy over various comps; a good Realtor will be able to shed light on why some comps may be better than others.

5 Home Renovation Scams You Need To Be Aware Of

Redfin

Flickr

When homeowners need to do major renovation work in their home, they usually set out to find a contractor to handle the project. Keep these things in mind when choosing the right contractor for your home:

• Door to door: If a contractor knocks on your door and lets you know they notice your home needs work and then goes as far as to ask for money up front to go and get materials, do not give them anything! Often times this person will not come back and you will be out whatever money you forked over. Quality contractors do not go door to door and are usually listed online and have good reviews as well.
• No examples or past clients: A good contractor that has experience usually can show photographs of previous jobs done and can also provide the contact information of past clients. 
• No contract: Contracts are essential for a renovation because they map out the budget, time frame, materials, etc. If a contractor refuses to sign a contract, look elsewhere for a contractor that will put everything in writing.
• Wants cash upfront: Homeowners should not pay for any work or materials until the job is complete. Most quality contractors will present an itemized bill for the project upon completion for the homeowner to pay. If money is given before the project is done, it may never get completed.
• No permit: Major remodels require permits because they involve electrical, structural and plumbing work. If a contractor insists that no permit is needed, it may be a sign that they do not understand proper procedure and are a fraud. Be sure to thoroughly check references and double check licenses to protect your home and your investment in the project. 

Ready To Sell?

Flickr.com

• You have a plan: Serious sellers usually have an idea of what neighborhood they want to move into and what they want in their next home.
• No emotional attachment: One way to really tell if a seller is truly ready to make the sale is if they no longer have an emotional attachment to the home. 
• Finances are in order: Being aware of the current market conditions and being  pre-approved for a new loan are indicators of ready and willing sellers.
• OK with changes: In some cases, sellers may need to do a little renovation and make a few changes in order to get their home sold quickly. Home owners that are still attached to the home may not be ready to make the changes necessary to get their home market ready.

6 Ways To Protect Your Home From Unexpected Dangers

Flickr

1. Look for structural damage: It's important to have your home inspected for any structural damage that may have occurred as well as other issues that may be present. Keep a close eye on your heating and cooling systems, roof, foundation, insulation, and windows.
2. Take care of plumbing systems: Water damage can be very devastating, causing problems such as mold, mildew, bacteria, and viruses. Any water or moisture in your home including in the basement or from a running toilet should be checked out and taken care of. Make sure that sewer lines, faucets, and water lines are working properly and it's a good idea to have a plumber come out once a year to check on these things to prevent future problems from occurring. 
3. Get rid of pests: Termites can be a major problem and can eat away at the foundation of a home for years without being detected. Other pests such as ants, birds, and mice can cause significant damage to a home as well and can pose a health hazard. If any signs of pests are noticed, have a terminator check it out and take preventative measures such as keeping wood piles away from the foundation of a home and ensure that water basins are draining properly.
4. Check wiring and install smoke detectors: Make sure the electrical system is up to code and have a licensed technician come out and inspect it and make any necessary changes. Install smoke and fire alarms throughout the home and have each major appliance and fireplace inspected for any potential dangers. 
5. Invest in secure locks: An alarm system can be a great investment and can offer peace of mind and the installation of security windows and doors as well as theft proof locks can go a long way in preventing a burglary. Keep your home lit up at night as well. 
6. Insurance policies: Shop around for an adequate insurance policy to cover your home in the case of a disaster taking place.